“MCPA”: Supported personal microcredit using IT to promote inclusion"

Crésus has noted that personal microcredit is a useful tool for many beneficiaries, but remains little known by the target audience, the processing time is inadequate, the national territory is unevenly covered and very few alternative solutions are offered to applicants when microcredit cannot be financed immediately.
MCPA enables microcredit providers to simplify the process, digitise the on-boarding procedure and develop the system by involving social and other players who are not specialists in budget support.
The MCPA Web Application can be used by various actors: associations, economic operators, financiers, public institutions, etc. It is intended for all organisations that support people who may be in a financially vulnerable situation, excluded from the traditional financial system, and who need to finance a project.
The MCPA is completely white-labelled, can be made available to a support structure other than Crésus and can be adapted to any lender.
The main beneficiaries are jobseekers, temporary workers, people on fixed-term contracts, people with an outstanding debt plan