PAGOPA Central Integrated National and Regional Payment Platform

This project is the result of a collaborative approach among the stakeholders (central and local governments) with an important contribution by payment service providers. A payment hub, known as “nodo dei pagamenti”, was created and is operated by a national agency, “Agenzia per Italia Digitale”. In order to enable electronic payments, all public authorities were required to adapt their IT procedures for full integration.
The Municipality of Genoa had previously developed its own payment platform called MIP which has permitted a non-invasive integration with the national hub. Genoa has therefore capitalized on its own programming experience in a “smart” perspective of biunivocal advantages for public authorities, citizens and businesses. The municipality was able to connect directly to the payment hub with no need to involve technological partners (banks, the National Post or other networks), thus rationalizing financial and human resources.
MIP obtains information on payment amounts from the management software and generates flows containing payment notices which are sent to the central payment hub. The hub returns the outcome of payments to the MIP payment platform which records and transmits them to management procedures. MIP also receives information on sums received by the bank that acts as treasury and matches them with the credits. MIP updates the accounting software with information for the regularization of the proceeds received in the financial statements.