Pensumo

This innovative idea is characterized by using technology in an old process such as savings. The operation is simple: The user downloads the App and makes the purchase as always in a partner establishment. Making the photo of the purchase ticket and upload it with the APP. A small percentage of that purchase goes to a personal moneybox -guaranteed by an insurer- that the user can consult in the APP. This money can be rescued by the user with interests from the first year, however Pensumo is designed so that these daily savings will be keeping in the long term so that the citizen has a long-term cushion that joins his/her future pension. The platform also benefits the trade, making Pensumo a differentiating stamp towards other businesses, also it can compete with the "Price" factor in which bazaars and large stores compete. The points and discounts for economic contributions are substituted. In this way the recurrence in the purchase in that same trade is guaranteed. In addition, other measurable responsible actions are incorporated through the Smartphone, adding to the savings product when they make: recycling, reading, playing sports, having all the points on the card, donating blood, etc. All will be translated as effective savings in the personal money box.
Pensumo offers small businesses the opportunity to differentiate themselves from the other businesses that they have around other than being able to compete with those bargains of supermarkets. Client loyalty is 4ever.